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108 Pinehurst Ave
Property Overview
For Sale
1 / 11
11 listing photos · Tap Enlarge for full-size view
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Specs
4
Beds
2
Baths
Interior Living Space (Sq Ft)
2072 sq ft
Lot Size (Sq Ft)
8,276 sq ft
Year Built
1964
Price/Sq Ft (Living Area)
125$
Price/Sq Ft (Lot Size)
31$
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2023
Tax Year
Annual Tax
N/A
Assessed Value
$183,000
Last Sale
2022
$200,000
Environmental Hazards
Flood Risk
Zone X (Low Flood Risk)
Erie County, which includes Buffalo NY 14225, has recorded 2,483 NFIP flood insurance claims totaling $12.8 million since 1978. The county has also been included in two federal flood-related disaster declarations: Hurricane Sandy in 2012 and Hurricane Katrina Evacuation in 2005, both of which affected communities across Erie County, including Buffalo. There have also been incidents of record rainfall causing flash flooding in the broader Buffalo/Cheektowaga region in 2017. Additionally, street flooding due to water main breaks in the Buffalo area has been reported in early 2026.
Zumintel Report
EVALUATED FOR: SHORT-TERM RENTAL
108 Pinehurst Ave, Buffalo, NY 14225
Multi-Family•August 14, 2026•MLS #B1705738•For Sale
40/100
STR Score
STR Regulation Warning: owner_occupied_only
Zone: Residential 2 Unit (Residential District) Zone ConfirmedNon-owner-occupied short-term rentals are prohibited in residential zones in Buffalo. This property is zoned Residential 2 Unit, meaning it is restricted to owner-occupied STR use only.
Summary: Zumintel Engine determined this property is zoned Residential 2 Unit (Residential District). This property sits in a Residential 2 Unit (Residential District). Under Buffalo's short-term rental regulations, non-owner-occupied STRs are prohibited in residential zones; only owner-occupied hosts may operate here. Investors seeking to run a non-owner-occupied STR would need to acquire a property in a commercial or mixed-use zone.
Zoning determined by AI research. Verify your parcel before investing.Verify on official map
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$259,000
Square Feet
2,072
Year Built
1964
Configuration
4bd / 2ba
Market Context
- Pricing PositionThe property's list price of $259,000 is slightly above the neighborhood median price of $250,000.
- Liquidity RiskThe market demonstrates high liquidity with an average of 11 days on market and low inventory levels, indicating a seller's market.
- NeighborhoodLocated on a quiet dead-end street in the Maryvale School District, offering suburban convenience.
- Local MarketMedian Neighborhood Price: $250,000 (+6.4% YoY)Market Velocity: Decreasing • Inventory: Low • Avg DOM: 11 days
- Investment PotentialEstimated Rent: $1,290/moCap Rate: 3.88% • 5-Year Growth: +36.4%
- STR MarketAirbnb is legal in Buffalo, with specific regulations distinguishing between owner-occupied and non-owner-occupied properties. The city recorded over 1,000 listings with an average occupancy rate of 58% and a daily rate of $130 as of July 2025.
Location & Destination
Tourist Destinations
- ★Buffalo Niagara International Airport
- ★Downtown Buffalo
- ★Niagara Falls
- ★KeyBank Center
- ★Canalside
- ★Highmark Stadium
- The property offers suburban convenience, situated on a quiet dead-end street in the Maryvale School District.
- Excellent connectivity is provided by its proximity to the NYS Thruway, 33, and 290, along with access to public transportation.
- Local amenities within minutes include Buffalo Niagara International Airport, Wegmans, various restaurants, coffee shops, shopping centers, and Nokomis Park.
Neighborhood Economics
Median Household Income$65,562
Poverty Rate10.2%
Median Gross Rent$937/mo
Owner-Occupied73.3%
Vacancy Rate3.2%
U.S. Census Bureau, ACS 5-Year 2023 · ZIP 14225
Objective economic data for general information only. It is unlawful to make housing decisions based on race, color, national origin, religion, sex, familial status, or disability.
Payment Calculator
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Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$2,094
Principal & Interest
$1,310Operating Expenses/mo
$785Short-Term Rental Impact
Estimated Payment$2,094
-Projected STR Revenue-$2,005
Net Payment Out-of-Pocket$89/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •The property is a solid brick duplex in the desirable Maryvale School District, suitable for owner-occupancy or rental income.
- •Recent updates include a lower furnace replacement in 2023 and vinyl windows installed between 2016-2022.
- •Strong market performance with 6.4% year-over-year appreciation and low average days on market (11 days).
- •The property has a low flood risk (Zone X) and no active building violations.
Considerations
- •Non-owner-occupied short-term rental use is prohibited due to the property's residential zoning, limiting STR potential to owner-occupied house hacking.
- •The estimated cash flow (Cap Rate of 3.34%) is relatively modest for a pure investment property.
- •The description states the roof age from the previous owner was 2012, which may indicate it is nearing the end of its typical lifespan.
Due Diligence
- •Verify the exact condition and remaining lifespan of the roof during due diligence.
- •Confirm local agent requirements for out-of-county owners if not owner-occupied.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
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Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
High Match
Short-Term
Not Permitted
Living+STR
High Match
rental
High Match
House Hack
High Match
flip
Medium Match
Medium-Term
Medium Match
30+ day stays permittedDisclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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