Property Expert
Sign in to save this report
Create a free account to save this report to your vault, track properties, and unlock AI insights.
Or
1097 Tonawanda St
Property Overview
Active Listing
1 / 11
11 listing photos · Tap Enlarge for full-size view
Initializing street view...
Specs
4
Beds
2
Baths
Interior Living Space (Sq Ft)
1498 sq ft
Lot Size (Sq Ft)
3,750 sq ft
Year Built
1900
Price/Sq Ft (Living Area)
134$
Price/Sq Ft (Lot Size)
53$
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2024
Tax Year
Annual Tax
$1,267
Assessed Value
$78,000
Last Sale
2025
$70,000
Price History
Zestimate Range
$70k – $85k
-17.6%
since 2024
2024: $85kNow: $70k
Zillow Zestimate history · 2 data points
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Unknown
The broader Buffalo and Town of Tonawanda areas have experienced several flooding incidents due to heavy rains, with main roadways frequently affected. Flash flooding impacted Western New York in July 2017, leading to road closures and property damage. Erie County, which includes Buffalo, received a FEMA Major Disaster Declaration for a severe winter storm and snowstorm from December 23-28, 2022. Historically, a significant "South Buffalo Flood" occurred in 1900 due to the Buffalo River overflowing.
Zumintel Report
EVALUATED FOR: LONG-TERM RENTAL
1097 Tonawanda St, Buffalo, NY 14207
SINGLE_FAMILY•June 16, 2026•MLS #B1688438
58/100
Rental Score
Executive Summary
Verdict Locked
The property at 1097 Tonawanda St is a fully renovated single-family home offering attractive rental returns.
Est. Price
$200,000
Square Feet
1,498
Year Built
1900
Configuration
4bd / 2ba
Market Context
- Pricing PositionPriced above the neighborhood median of $165,000 with a price per sqft of $133.5 compared to the neighborhood median of $116.
- Liquidity RiskLow risk due to favorable market conditions with an average of 25 days on the market.
- NeighborhoodThe area offers comprehensive amenities with recreational facilities such as parks and sports fields nearby.
- Local MarketMedian Neighborhood Price: $165,000 (+16.72% YoY)Market Velocity: Increasing • Inventory: Low • Avg DOM: 25 days
- Investment PotentialEstimated Rent: $2,180/moCap Rate: 8.5% • 5-Year Growth: -
Location & Commute
- Close proximity to downtown Buffalo offers easy access to urban facilities.
- Sports and recreational amenities available across the street.
- Improved transit score with accessibility to major areas.
Market Opportunity Synthesis
Unlock with Credits or Subscription
S
M
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$1,523
Principal & Interest
$1,011Operating Expenses/mo
$512Long-Term Rental Impact
Estimated Payment$1,523
-Projected Rental Income-$1,630
Net Payment Out-of-Pocket$0/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •Fully renovated with modern amenities.
- •Favorable market with decreasing days on market and high demand.
- •Proximity to recreational facilities increases tenant appeal.
Considerations
- •Located in a high traffic area, may impact noise levels.
- •Transit score could hinder accessibility for non-drivers.
Due Diligence
- •Check for historical flood risk due to previous events in Buffalo area.
- •Verify condition of recently installed infrastructure and warranties.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
Upgrade to Pro to see how this property builds (or erodes) wealth and why.
Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
Medium Match
Short-Term
Low Match
Living+STR
Medium Match
rental
High Match
House Hack
Low Match
flip
Low Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
Planning a Site Visit?
Don't miss a thing. Generate an AI-powered inspection checklist tailored specifically for 1097 Tonawanda St.
Have a question? Ask Zumintel AI
Get instant, data-backed answers on offer price and negotiation strategy for this property — powered by the report, the Smart CMA, and live market search.
What should my opening offer be?Is this priced fairly versus the comps?How much can I realistically negotiate down?
Upgrade to ask Zumintel AISources: RentCast • Google Maps & Places • Attom Data Solutions • OpenAI
Generated by Zumintel • Pro Tier Evaluation
© 2025 Zumintel