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145 Heath St
Property Overview
Active Listing
1 / 11
11 listing photos · Tap Enlarge for full-size view
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Specs
5
Beds
2
Baths
Interior Living Space (Sq Ft)
1430 sq ft
Lot Size (Sq Ft)
3,449 sq ft
Year Built
1920
Price/Sq Ft (Living Area)
140$
Price/Sq Ft (Lot Size)
58$
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2024
Tax Year
Annual Tax
$1,251
Assessed Value
$77,000
Last Sale
2019
$45,000
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Zone X
A water main break and extreme cold in February 2026 caused basement flooding in Buffalo.
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Property Showing
145 Heath St, Buffalo, NY, 14214
Zumintel Report
EVALUATED FOR: LONG-TERM RENTAL
145 Heath St, Buffalo, NY 14214
SINGLE_FAMILY•May 11, 2026•MLS #B1670098
91/100
Rental Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$200,000
Square Feet
1,430
Year Built
1920
Configuration
5bd / 2ba
Market Context
- Pricing PositionThe median price in the 14214 zip code is $283,000, making this property listed at $200,000 a lower-priced option.
- Liquidity RiskDays on Market are increasing; the average DOM in 14214 is 44 days, up from 22 days last year. Inventory is low, indicating a competitive market.
- NeighborhoodUniversity Heights is an urban-suburban mix with many young professionals, bars, restaurants, coffee shops and parks. It's located in the northeast corner of Buffalo and is home to the University at Buffalo's South Campus.
- Local MarketMedian Neighborhood Price: $283,000 (+8.8% YoY)Market Velocity: Stable • Inventory: Low • Avg DOM: 44 days
- Investment PotentialEstimated Rent: $2,269/moCap Rate: 8.85% • 5-Year Growth: +52.5%
Location & Commute
- Located in University Heights near the University at Buffalo South Campus.
- The neighborhood is walkable and has access to public transportation.
- Close to trails, parks, shopping and urban amenities.
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$1,576
Principal & Interest
$1,011Operating Expenses/mo
$565Long-Term Rental Impact
Estimated Payment$1,576
-Projected Rental Income-$2,269
Net Payment Out-of-Pocket$0/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •Potential for rental income in the University Heights District.
- •Newer roof ('19) and electrical panel ('23) .
- •Updated flooring, paint, and fixtures throughout .
- •Located near University at Buffalo South Campus, trails, parks and public transportation.
Considerations
- •Only 1.5 bathrooms for 5 bedrooms.
- •Located in a low income neighborhood.
- •Transit score of 20 indicates limited public transportation options.
- •Increasing Days on Market.
Due Diligence
- •Verify zoning compliance with the City of Buffalo.
- •Check for any outstanding violations or permits with the municipal portal.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
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Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
Medium Match
Short-Term
Low Match
Living+STR
Medium Match
rental
High Match
House Hack
Medium Match
flip
Low Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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