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548 Englewood Ave
Property Overview
Active Listing
1 / 11
11 listing photos · Tap Enlarge for full-size view
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Specs
4
Beds
3
Baths
Interior Living Space (Sq Ft)
2050 sq ft
Lot Size (Sq Ft)
4,268 sq ft
Year Built
1940
Price/Sq Ft (Living Area)
98$
Price/Sq Ft (Lot Size)
47$
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2024
Tax Year
Annual Tax
$2,431
Assessed Value
$55,300
Last Sale
1994
$100,000
Price History
Zestimate Range
$118k – $281k
+133.8%
since 2016
2016: $118kNow: $275k
Zillow Zestimate history · 121 data points
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Zone AE or X (Common for Buffalo, specific to address not found)
Erie County has a 'Relatively High' inland flood risk with 151 recorded flood events since 1996. Two federal disaster declarations (Hurricane Sandy 2012, Hurricane Katrina Evacuation 2005) affected Buffalo. A major water main break in February 2026 caused significant flooding in areas of Buffalo, but specific impact on Englewood Ave not indicated.
Zumintel Report
EVALUATED FOR: LONG-TERM RENTAL
548 Englewood Ave, Buffalo, NY 14223
MULTI_FAMILY•June 23, 2026•MLS #B1691443
80/100
Rental Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$199,900
Square Feet
2,050
Year Built
1940
Configuration
4bd / 3ba
Market Context
- Pricing PositionPriced below the median sale price for the 14223 ZIP code.
- Liquidity RiskLow liquidity risk due to quick sales pace and low inventory levels.
- NeighborhoodCompetitive seller's market with consistent buyer demand and moderating price growth.
- Local MarketMedian Neighborhood Price: $260,000 (+4% YoY)Market Velocity: Increasing • Inventory: Low • Avg DOM: 13 days
- Investment PotentialEstimated Rent: $1,420/moCap Rate: 5.54% • 5-Year Growth: +21.7%
Location & Commute
- The property is located in the 14223 ZIP code, an area characterized by a competitive housing market.
- Good local amenities indicated by short drive/transit times to health and lifestyle points of interest.
- The area has a high transit score of 20, suggesting some public transportation options are available.
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$1,581
Principal & Interest
$1,011Operating Expenses/mo
$570Long-Term Rental Impact
Estimated Payment$1,581
-Projected Rental Income-$2,360
Net Payment Out-of-Pocket$0/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •Multi-family property currently used as a three-unit, offering multiple income streams.
- •Updates include vinyl replacement windows, a very good roof, rebuilt two-car garage, and updated furnaces/AC/hot water tanks.
- •Located in a competitive seller's market with positive year-over-year appreciation and quick sales.
- •Priced below the neighborhood's median sale price, potentially offering a good value acquisition.
Considerations
- •The provided estimated rent for the entire property ($1180) is significantly lower than the projected individual unit rents ($4200 total) mentioned in the listing description, which could impact immediate cash flow expectations.
- •Property is aged (1940) and stated to need 'some work', indicating potential CapEx requirements.
- •FEMA flood zone not definitively identified for the specific address, but common zones in Buffalo include high-risk Zone AE.
Due Diligence
- •Verify actual rent rolls and lease agreements for all units to understand current income and rental history, especially given the discrepancy with the provided estimated rent.
- •Conduct a thorough property inspection to detail the 'work needed' and estimate repair/renovation costs to accurately assess future CapEx and potential rent upside.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
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Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
Medium Match
Short-Term
Low Match
Living+STR
High Match
rental
High Match
House Hack
High Match
flip
Medium Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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