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44 Saint Pauls Road S
Property Overview
Active Listing
1 / 11
11 listing photos · Tap Enlarge for full-size view
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Specs
4
Beds
3
Baths
Interior Living Space (Sq Ft)
1337 sq ft
Lot Size (Sq Ft)
5,000 sq ft
Year Built
1924
Price/Sq Ft (Living Area)
486$
Price/Sq Ft (Lot Size)
130$
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2025
Tax Year
Annual Tax
$9,246
Assessed Value
$409
Last Sale
2005
$355,350
Price History
Zestimate Range
$277k – $661k
+115.0%
since 2016
2016: $297kNow: $638k
Zillow Zestimate history · 120 data points
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Unknown
Based on a recreated model of the flood, 5,781 properties were impacted in Hempstead by Hurricane Sandy's storm surge in October 2012.
Zumintel Report
EVALUATED FOR: HOUSE HACK (LTR UNIT)
44 Saint Pauls Road S, Hempstead, NY 11550
SINGLE_FAMILY•May 30, 2026•MLS #1004803
66/100
House Hack Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$649,990
Square Feet
1,337
Year Built
1924
Configuration
4bd / 3ba
Market Context
- Pricing PositionHomes in Hempstead are selling for a median price of $680K.
- Liquidity RiskHomes in Hempstead sell after an average of 55 days on the market.
- NeighborhoodThe Hempstead housing market is somewhat competitive.
- Local MarketMedian Neighborhood Price: $680,000 (+13.6% YoY)Market Velocity: Stable • Inventory: Low • Avg DOM: 55 days
- Investment PotentialEstimated Rent: $4,720/moCap Rate: 5.66% • 5-Year Growth: +89.2%
Location & Commute
- Conveniently located near restaurants, schools, shops, and major amenities.
- Property provides excellent income potential or room for a growing household.
- 1BR avg rent: $2,300/mo | 2BR avg rent: $2,800/mo
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$4,924
Principal & Interest
$3,287Operating Expenses/mo
$1,637House Hack Impact
Estimated Payment$4,924
-Projected Rental Income-$2,055
Net Payment Out-of-Pocket$2,869/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •New boiler and hot water heater.
- •Updated windows and an 8-year-young roof.
- •Full finished walkout basement and large finished attic.
Considerations
- •Crime Index: 0
- •Transit Score: 20
- •Walk Score: 0
Due Diligence
- •Verify zoning compliance for additional units or rentals.
- •Check for any open permits or violations with the Hempstead Building Department.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
Upgrade to Pro to see how this property builds (or erodes) wealth and why.
Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
Medium Match
Short-Term
Low Match
Living+STR
Medium Match
rental
High Match
House Hack
High Match
flip
Low Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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