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11636 197th St
Property Overview
Active Listing
1 / 11
11 listing photos · Tap Enlarge for full-size view
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Specs
3
Beds
2
Baths
Interior Living Space (Sq Ft)
1416 sq ft
Lot Size (Sq Ft)
2,600 sq ft
Year Built
1920
Price/Sq Ft (Living Area)
459$
Price/Sq Ft (Lot Size)
250$
Lifestyle
Walk Score
78
Transit Score
40
Nearby Amenities
Identified
5
Park (1)Gym (4)Supermarket/Mall (3)School (20)Transit: Jamaica–179 St (2.0 mi)
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2025
Tax Year
Annual Tax
$4,878
Assessed Value
$40,860
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Unknown
First Street™ has no recreated models of flooding events near St. Albans, but that doesn't mean this area has never flooded in the past. The neighborhood of St. Albans has a moderate risk of flooding over the next 30 years.
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Property Showing
11636 197th St, Saint Albans, NY, 11412
Zumintel Report
EVALUATED FOR: PRIMARY RESIDENCE
11636 197th St, Saint Albans, NY 11412
SINGLE_FAMILY•April 10, 2026•MLS #11635895
84/100
Living Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$649,888
Square Feet
1,416
Year Built
1920
Configuration
3bd / 2ba
Market Context
- Pricing PositionThe median sale price in St. Albans is $760,000, which is higher than the listing price of $649,888.
- Liquidity RiskHomes in St. Albans sell after an average of 51 days.
- NeighborhoodSt. Albans is a steady housing market.
- Local MarketMedian Neighborhood Price: $775,000 (+15.2% YoY)Market Velocity: Decreasing • Inventory: Balanced • Avg DOM: 51 days
- Investment PotentialEstimated Rent: $4,028/moCap Rate: 4.83% • 5-Year Growth: -
Location & Commute
- The property has a walk score of 78, indicating that most errands can be accomplished on foot.
- The transit score is 40, suggesting limited transit options.
- Close proximity to amenities, desirable location and ready for sale.
Nearby Highlights (Google)
Park (1)Gym (4)Supermarket/Mall (3)School (20)Transit: Jamaica–179 St (2.0 mi)
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$4,559
Principal & Interest
$3,286Operating Expenses/mo
$1,273The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •Charming, spacious, detached single-family home.
- •Hardwood floors and large bedrooms.
- •Located conveniently to all amenities.
- •Year-over-year rent growth is 6.90%.
Considerations
- •The property was built in 1920 and may need updates.
- •Property taxes are approximately $4,797.
- •Homes for sale median days on market have risen year-over-year by 16.67%, signaling a slower pace relative to last year.
Due Diligence
- •Check for any open permits or violations with the Department of Buildings.
- •Verify FEMA flood zone designation.
Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
High Match
Short-Term
Medium Match
Living+STR
Medium Match
rental
Medium Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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