Property Expert
Sign in to save this report
Create a free account to save this report to your vault, track properties, and unlock AI insights.
Or
86 Waverly St
Property Overview
Active Listing
1 / 11
11 listing photos · Tap Enlarge for full-size view
Initializing street view...
Specs
5
Beds
2
Baths
Interior Living Space (Sq Ft)
-
Lot Size (Sq Ft)
0 sq ft
Year Built
1990
Price/Sq Ft (Living Area)
0$
Price/Sq Ft (Lot Size)
-
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2019
Tax Year
Annual Tax
$6,254
Assessed Value
$420,300
Last Sale
2012
$220,000
Price History
Zestimate Range
$371k – $785k
+108.7%
since 2016
2016: $371kNow: $775k
Zillow Zestimate history · 121 data points
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Unknown
▶
Property Showing
86 Waverly St, Jersey City, NJ, 07306
Zumintel Report
EVALUATED FOR: HOUSE HACK (LTR UNIT)
86 Waverly St, Jersey City, NJ 07306
MULTI_FAMILY•April 24, 2026•MLS #260007530
87/100
House Hack Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$729,000
Square Feet
-
Year Built
1990
Configuration
5bd / 2ba
Market Context
- Pricing PositionThe median sale price in 07306 is $609K, while the listing price is $729K.
- Liquidity RiskHomes in 07306 sell after 102 days on the market.
- NeighborhoodLocated in the Heights neighborhood of Jersey City.
- Local MarketMedian Neighborhood Price: $609,000 (-6% YoY)Market Velocity: Stable • Inventory: Balanced • Avg DOM: 102 days
- Investment PotentialEstimated Rent: $3,915/moCap Rate: 4.19% • 5-Year Growth: -26.6%
Location & Commute
- Conveniently situated near shopping, dining, schools, and parks.
- Easy access to major highways and NYC transportation.
- 1BR avg rent: $2,400+/mo | 2BR avg rent: $3,750+/mo
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$5,179
Principal & Interest
$3,686Operating Expenses/mo
$1,493House Hack Impact
Estimated Payment$5,179
-Projected Rental Income-$3,915
Net Payment Out-of-Pocket$1,264/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •Two-family residence suitable for owner-occupants and investors.
- •One unit is currently generating rental income.
- •Convenient location near amenities and transportation.
Considerations
- •Median home prices in the 07306 zip code have decreased by 6.0% compared to last year.
- •Homes are selling slower, with an average of 102 days on the market.
- •Property taxes are $9,814 per year.
Due Diligence
- •Verify FEMA flood zone designation and flood history.
- •Confirm zoning code and compliance with local regulations.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
Upgrade to Pro to see how this property builds (or erodes) wealth and why.
Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
High Match
Short-Term
Low Match
Living+STR
High Match
rental
High Match
House Hack
High Match
flip
Low Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
Planning a Site Visit?
Don't miss a thing. Generate an AI-powered inspection checklist tailored specifically for 86 Waverly St.
Have a question? Ask Zumintel AI
Get instant, data-backed answers on offer price and negotiation strategy for this property — powered by the report, the Smart CMA, and live market search.
What should my opening offer be?Is this priced fairly versus the comps?How much can I realistically negotiate down?
Upgrade to ask Zumintel AISources: RentCast • Google Maps & Places • Attom Data Solutions • OpenAI
Generated by Zumintel • Pro Tier Evaluation
© 2025 Zumintel