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27 Ravine Road
Property Overview
Active Listing
1 / 10
10 listing photos · Tap Enlarge for full-size view
Specs
3
Beds
3
Baths
Interior Living Space (Sq Ft)
2912 sq ft
Lot Size (Sq Ft)
60,548 sq ft
Year Built
1983
Price/Sq Ft (Living Area)
264$
Price/Sq Ft (Lot Size)
13$
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2024
Tax Year
Annual Tax
N/A
Assessed Value
$4,600
Last Sale
2025
$435,000
Price History
Zestimate Range
$405k – $875k
+48.7%
since 2016
2016: $536kNow: $797k
Zillow Zestimate history · 102 data points
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Zone X
Miller Place and the broader Long Island area have experienced several significant flooding events and disaster declarations. These include major disaster declarations for the State of New York due to the remnants of Tropical Storm Debby (August 8-10, 2024) and a severe storm and flooding event from September 28-30, 2023. In August 2024, Long Island, including Miller Place, experienced catastrophic flooding with rain totals in Miller Place reaching 9.84 inches, leading to road collapses and damaged homes, and officials declaring a state of emergency in Suffolk County. Additionally, Hurricane Ida in 2021 caused major flooding and severe damage in the Town of Brookhaven, specifically in the Woodhull Landing community of the Miller Place–Sound Beach area, which undermined the drainage system. Historic floods from Hurricane Irene also impacted New York in 2011.
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Property Showing
27 Ravine Road, Miller Place, NY, 11764
Zumintel Report
EVALUATED FOR: LONG-TERM RENTAL
27 Ravine Road, Miller Place, NY 11764
SINGLE_FAMILY•July 10, 2026•MLS #1009078
28/100
Rental Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$769,000
Square Feet
2,912
Year Built
1983
Configuration
3bd / 2.5ba
Market Context
- Pricing PositionThe property's estimated price is in line with the median neighborhood price of $740,000.
- Liquidity RiskLow liquidity risk indicated by low average days on market (27 days) and low inventory levels, suggesting a competitive seller's market.
- NeighborhoodMiller Place is characterized by a high median household income and a predominantly white demographic. The area offers proximity to beaches, boating, shopping, and dining.
- Local MarketMedian Neighborhood Price: $740,000 (+9.2% YoY)Market Velocity: Increasing • Inventory: Low • Avg DOM: 27 days
- Investment PotentialEstimated Rent: $5,200/moCap Rate: 5.27% • 5-Year Growth: +55.3%
Location & Commute
- Located in Miller Place, known for its proximity to beaches, boating, shopping, and dining.
- The area's median household income is $146,813, indicating an affluent community.
- Walk Score of 0 and Transit Score of 20 suggest a car-dependent location for daily errands and commuting.
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$6,002
Principal & Interest
$3,888Operating Expenses/mo
$2,113Long-Term Rental Impact
Estimated Payment$6,002
-Projected Rental Income-$3,730
Net Payment Out-of-Pocket$2,272/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •Recent stylish renovations throughout the home, including Brazilian cherry hardwood floors and a newly renovated primary bathroom, appeal to tenants.
- •Strong year-over-year appreciation (9.2%) and low days on market (27 days) indicate a robust housing market.
- •Sizable private lot (1.39 acres) with mature landscaping, offering privacy and outdoor space.
- •Full basement with a separate entrance provides potential for additional usable space.
Considerations
- •The calculated cap rate of 3.78% is on the lower side for a pure rental investment.
- •High annual property taxes ($20,118 for tax year 2025) will impact cash flow.
- •Low walkability and transit scores mean a car-dependent lifestyle for residents.
- •Flood history in the broader Miller Place and Long Island area, despite current Zone X designation.
Due Diligence
- •Verify the specific zoning regulations with the Town of Brookhaven for any restrictions on rental properties or future development plans.
- •Conduct a thorough inspection of the cesspool system, as this is the property's sewer utility.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
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Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
High Match
Short-Term
Medium Match
Living+STR
Medium Match
rental
High Match
House Hack
Medium Match
flip
Low Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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