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37 Metcalfe St
Property Overview
Active Listing
1 / 11
11 listing photos · Tap Enlarge for full-size view
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Specs
4
Beds
3
Baths
Interior Living Space (Sq Ft)
1344 sq ft
Lot Size (Sq Ft)
2,613 sq ft
Year Built
1999
Price/Sq Ft (Living Area)
530$
Price/Sq Ft (Lot Size)
272$
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
Latest Check
Tax Year
Annual Tax
N/A
Assessed Value
N/A
Price History
Zestimate Range
$377k – $701k
+85.8%
since 2016
2016: $377kNow: $701k
Zillow Zestimate history · 115 data points
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
X
▶
Property Showing
37 Metcalfe St, Staten Island, NY, 10304
Zumintel Report
EVALUATED FOR: HOUSE HACK (LTR UNIT)
37 Metcalfe St, Staten Island, NY 10304
MULTI_FAMILY•April 25, 2026•MLS #2601836
81/100
House Hack Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$712,000
Square Feet
1,344
Year Built
1999
Configuration
4bd / 3ba
Market Context
- Pricing PositionThe median home price in 10304 is $728K. The listed price of $712,000 is slightly below the median.
- Liquidity RiskHomes in 10304 sell after an average of 69 days on the market, which is up from 63 days last year. This suggests a balanced market.
- NeighborhoodThe property is located in the Concord neighborhood of Staten Island.
- Local MarketMedian Neighborhood Price: $728,000 (+2.5% YoY)Market Velocity: Stable • Inventory: Balanced • Avg DOM: 69 days
- Investment PotentialEstimated Rent: $3,910/moCap Rate: 4.28% • 5-Year Growth: +13.1%
Location & Commute
- The property is conveniently located near the SI Expressway, transportation, stores, and schools.
- The property has a transit score of 20, indicating limited public transportation options.
- 1BR avg rent: $1,800/mo | 2BR avg rent: $2,500/mo
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$5,262
Principal & Interest
$3,600Operating Expenses/mo
$1,661House Hack Impact
Estimated Payment$5,262
-Projected Rental Income-$3,910
Net Payment Out-of-Pocket$1,352/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataComparative Market Analysis
Validate the asking price against recent comparable sales in the area. Includes similarity scoring, price adjustments, and exclusion reasoning.
Strategic Assessment
Key Advantages
- •Two-family home with a spacious main unit and a separate one-bedroom basement apartment.
- •Property includes two new hot water heaters and central air conditioning.
- •Located near the SI Expressway, transportation, stores and schools.
- •Zoning: R3-2
Considerations
- •Property taxes are $5,197 annually.
- •Transit score of 20 indicates limited public transportation options.
- •Average days on market is slightly up compared to last year.
Due Diligence
- •Verify the legality of the basement apartment as a rental unit.
- •Confirm no open permits or violations with the local municipality.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
Upgrade to Pro to see how this property builds (or erodes) wealth and why.
Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
High Match
Short-Term
Low Match
Living+STR
High Match
rental
High Match
House Hack
High Match
flip
Low Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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