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6 Jacob Way, Lopatcong Twp
Property Overview
Active Listing
1 / 2
2 listing photos · Tap Enlarge for full-size view
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Specs
4
Beds
2
Baths
Interior Living Space (Sq Ft)
2882 sq ft
Lot Size (Sq Ft)
0 sq ft
Year Built
1990
Price/Sq Ft (Living Area)
0$
Price/Sq Ft (Lot Size)
-
Lifestyle
Walk Score
0
Transit Score
20
Neighborhood Vibe
A calculation based on nearby amenity density.
Taxes
%
FY 2024
Tax Year
Annual Tax
$11,359
Assessed Value
$397,300
Last Sale
2019
$434,900
Safety & Hazards
A
Safety Rating
Based on Crime & Hazards
Crime Rate Index
Very Low
0/100
Flood Risk
Unknown
Zumintel Report
EVALUATED FOR: HOUSE HACK (LTR UNIT)
6 Jacob Way, Lopatcong Twp
Single Family•May 28, 2026
64/100
House Hack Score
Executive Summary
Verdict Locked
Based on current list price and market conditions.
Est. Price
$434,900
Square Feet
2,882
Year Built
1990
Configuration
4bd / 2ba
Market Context
- Pricing PositionThe property last sold in 2019 for $434,900.
- Liquidity RiskThe median days on market is 24.
- NeighborhoodLopatcong's housing market shows a balanced profile.
- Local MarketMedian Neighborhood Price: $425,000 (+8.7% YoY)Market Velocity: Increasing • Inventory: Balanced • Avg DOM: 24 days
- Investment PotentialEstimated Rent: $2,520/moCap Rate: - • 5-Year Growth: +51.8%
Location & Commute
- The property is located in Lopatcong Township, NJ.
- Transit Score of 20 indicates limited public transportation options.
- Proximity to Phillipsburg offers access to amenities and services.
Payment Calculator
$
$
Assumptions & Methodology
- •STR Data: Nightly yields mapped from regional AVM adjusted comps using a conservative median occupancy baseline. Verified via AI context.
- •Cap Rate: Derived mathematically (Market Adjusted Gross Yield minus standard expense, maintenance, and vacancy ratios).
- •Standard Math: Standard principle and interest amortized over 30-year fixed rates. Taxes and insurance are estimations.
Estimated Monthly Payment
$3,726
Principal & Interest
$2,199Operating Expenses/mo
$1,526House Hack Impact
Estimated Payment$3,726
-Projected Rental Income-$1,120
Net Payment Out-of-Pocket$2,606/mo
The conventional US estimated payment calculation is for informational purposes only. Users are free to make their financial decisions based on their personal economic, ethical and religious belief systems.
Financial Performance
Based on 6.5% rate · 20% down · 30-yr fixedInvestment Analysis Locked
Detailed Cash Flow, Cap Rate, and ROI projections are available for Builder+ plans or by using Top-Up Credits.
Upgrade to Unlock Investment DataStrategic Assessment
Key Advantages
- •Property has 4 bedrooms, offering flexibility for various living arrangements.
- •Appreciation in the Lopatcong housing market is positive.
- •Relatively low days on market indicates good liquidity.
Considerations
- •Cap rate is below 3%, indicating potential cash flow challenges.
- •Transit score is low, suggesting reliance on personal vehicle.
- •No recent renovations are mentioned in the listing.
Due Diligence
- •Verify FEMA flood zone designation and potential flood risk.
- •Confirm zoning regulations and potential for ADU or other rental units.
10-Year Wealth Outlook
10-Year Wealth Outlook · Pro+
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Verdict Locked
Analyst Verdict
Based on current list price and market conditions.
STRONG BUY
Use-Case Alignment
living
Medium Match
Short-Term
Low Match
Living+STR
Medium Match
rental
Medium Match
House Hack
High Match
flip
Low Match
Disclaimer: This report is for informational purposes only and does not constitute financial or real estate advice. Zumintel is not liable for any inaccuracies or the condition of the property. Users should conduct their own due diligence.
Definitions & Methodology
Cap Rate (Capitalization Rate)Net Operating Income (NOI) divided by the property asset value. It indicates the potential rate of return on the real estate investment.
Investment ScoreA proprietary composite score (0-100):
- 80-100: Excellent (Strong Cashflow & Potential)
- 60-79: Good (Stable, Moderate Returns)
- 40-59: Fair (Value Add Required)
- <40: Risky (Negative Cashflow/High Risk)
Walk ScoreA measure of walkability based on the distance to nearby amenities. 90-100 is a "Walker's Paradise".
Transit ScoreEstimates how well a location is served by public transport. Calculated based on distance to nearest stops and frequency.
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